Dealing With An Disaster Insurance Claim
A lot of homeowners assume when they have an insurance claim that it’s an easy given process to follow the claim through and adjust the loss. And my experience is quite often times, that’s true. But as many as often as 30 or 40% of the time, it’s very inconsistent and the outcome can be very, very different.
It’s not a given. It’s not black and white and homeowners if they are not extremely knowledgeable themselves and in a position to know what could and should happen. The process and advocate for themselves, then things can go very wrong. And oftentimes the homeowners won’t even realize that it could have or should have been different.
They just think it what is is what is? And and just accept it. You need to hire someone of your own choosing not an insurance company’s preferred vendor that’s loyal to the insurance company. And someone that’s in a position to help look out for your interests, advocate for you if necessary and help the process along because the adjusting process is not black and white and is anything but consistent.
Waiting To Start Water Damage Cleanup Is A Mistake
There are many reasons why you might want to wait to start the clean up process for water damage in your home. You might be waiting for insurance adjusters and claim forms, you might think that it’s too soon after the flood to start the clean up process, or you may even be waiting for a contractor. But if you wait too long, you could further damage your home and belongings, which will only make the costs of repairs go higher.
The longer that water sits in your home after a flood, the more it can do damage. Standing water attracts bugs and mold. Sometimes it can also cause wood to warp or drywall to swell. The longer that you wait before starting clean up, the higher your potential damages will be.
The idea that you can wait to start the clean up process for water damage might sound like an attractive proposition. After all, it’s not every day that your home becomes a breeding ground for mold and all kinds of unsavory microorganisms. The problem is that once you’ve been exposed to the contaminated air in your home, the damage has already been done. You’ll be able to breathe easier if you get started on the clean up process as soon as possible.
The best way to deal with an insurance claim for water damage in your home is to have an expert on your side representing you. Water leaks are not always noticed immediately, and can sometimes go undetected for days or even weeks before being discovered, which means that it’s important to act fast when you do discover a leak. The longer the leak goes undetected and unchecked, the more damage it may cause to your property, so be sure to look out for any signs of water damage as soon as possible. You should also be sure to follow up with your insurance company as soon as you notice the leak or receive notification of a claim—they must understand that you are aware of the problem and intend to address it promptly.
When your home encounters water damage, you want to make sure that your insurance company is on your side—and that you’re getting a fair settlement. There are two main mistakes you can make when dealing with an insurance claim for water damage in your home:
-Not knowing how to adequately document the damage and its cause
-Going through the claims process without a professional advocate
When water damage strikes, you need to call Bio Clean of Utah. Bio Clean of Utah specializes in restoring residential and commercial properties that have been damaged by water. Whether it’s a leaky roof or a plumbing emergency, call us for help. Our company has been serving the Utah area for over 29 years and is ready to help you 24/7.